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In-order for you to obtain insurance on your jewelry it will first need to be appraised which will give the insurance company all the information required to give you a policy. Appraisals will include a detailed description of the item with photos at the time of evaluation. The jeweler will also give it a estimates retail value on the report. If you have any certifications for the jewelry you should send a copy of it to the appraiser to assist in getting the proper information listed on your appraisal.